Who This Plan Will Not Work For: 2025 Changes for Medicare Perscription Drug Coverage Part D

Per CMS’s own printout this payment plan is not suggested for:

Anyone with already low prescription drug costs.

Anyone who prescription drug costs remain the same each month.

You don’t want to change how you pay for your drugs – you are not forced to do this.

You get or are Eligible for EXTRA HELP.

You get or are Eligible for a MEDICARE SAVINGS PROGRAM.

You get help from PACE/PACENET or other state agency, a coupon program, or have other prescription coverage (VA, TRICARE, etc)

AND FROM MY OPINION:

Anyone who is likely to forget that the medications they received will still be billed to them in the future. If you are likely to spend the money, instead of save it for when the bill comes in, then don’t take the chance of getting yourself into further debt.

Anyone who is likely to get confused by a bill coming for your plan premium and another bill coming for your medications.